Bad Credit Mortgages
If you have had a bit of a rocky credit history, getting a mortgage may seem like an impossible task, BUT never fear Newhouse FS is here! We have access to lenders who are able to help and the good news is that you no longer need a large deposit or income anymore in order to qualify.
Contractor Mortgages
Contractor mortgages for many lenders are seen as high risk and it's often difficult to find a bank or building society to say yes. Newhouse Financial Services specialise in mortgages for people who don’t fit the standard criteria, including people on short-term contracts or day rates. We have helped many contractors in the past secure mortgages after they have been turned down by their own bank and even other mortgage brokers.
First Time Buyer
If you are thinking of purchasing your first home, we know that it can be a daunting prospect as your new mortgage will be one of the largest financial commitments that you are likely to undertake. It is very important for you to get professional and expert advice which will be tailored to your individual needs and requirements.
Home Mover
You may already have a mortgage and have been through this process before. The mortgage market has undergone vast changes over the past few years and can be a minefield of information and this is why it is really important to use the services of a professional mortgage broker before you make that all-important decision.
Mortgage Agreement In Principle
A mortgage Agreement in Principle (AIP), Decision in Principle (DIP) or mortgage promise is a certificate or similar from a lender which says ‘in principle’ they are happy to offer you a mortgage for a certain amount based on the information supplied.
Re-Mortgage
Are you wanting to save a few pounds each month on your current mortgage? Wanting to consolidate some existing debt? Or would like to raise some additional capital to make some improvements around the home? If so, a re-mortgage may be a viable option for you.