If you have had a bit of a rocky credit history, getting a mortgage may seem like an impossible task, BUT never fear Newhouse FS is here! We have access to lenders who are able to help and the good news is that you no longer need a large deposit or income anymore in order to qualify.
If you do have a less than perfect credit score, you are likely to be refused. But don’t fret, there are ways to get around it, just look at our tips below.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.