House of Multiple occupation

House of Multiple occupation

A house in multiple occupation (HMO) is a property rented out by at least three people who are not from the same household but share the same kitchen, toilet and bathroom facilities. This type of housing is typical for a student house share for example.
Most high-street Buy-to-Let lenders will not touch HMO properties. However, there are a growing number of specialist lenders in the marketplace who are offering some very competitive deals. At first glance, it can be hard to understand what mortgage option is right for your situation, which lender will be the best choice to partner with, and what exactly that lender is looking for when considering an application.
Newhouse Financial Services regularly arrange HMO mortgages for new and existing clients - if you want to be one of them get in touch and one of our specialist mortgage advisors will be happy to answer any questions you may have as well as show you what options are available to you.

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Our mission at NewHouse Financial Services is to offer simple, straightforward & honest mortgage advice. We aim to make the whole process of applying for a Mortgage as easy and stress-free as possible. Whether you are a first-time buyer looking to get on the property ladder, a homeowner looking to save a few pounds on your current mortgage, or need a new life insurance policy to protect your growing family, we're here to help. Looking for a more specialist mortgage? We have expert mortgage advisors who specialise in Help to Buy, Limited company mortgages, bad credit mortgages and contractor mortgages.


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Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

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